official links

Start with official routes before paying anyone. Bookmark the page you use and keep screenshots or confirmation numbers.

read the route map

• USA.gov: unclaimed money
  Government overview for unclaimed funds held by states, banks, the IRS, and other programs.
• NAUPA: official state unclaimed-property programs
  State-by-state official unclaimed-property map.
• MissingMoney.com
  Unclaimed-property search site associated with state treasurers.
• IRS: refunds
  Refund status and IRS refund routes.
• IRS: time you can claim a credit or refund
  General IRS timing rules for credits and refunds.
• AnnualCreditReport.com
  Official free credit-report access route authorized by federal law.
• CFPB: submit a complaint
  Consumer finance complaint route for credit, debt, bank, loan, and related issues.
• Federal Student Aid: loan transfer basics
  Federal Student Aid guidance on loan-servicer transfers.
• HealthCare.gov: appeal an insurance company decision
  Healthcare.gov route for appealing health-insurance decisions.