lost value index
This index maps the most common value trails that fail to follow people between institutions. Each trail has a first official route, questions to ask, and details not to post publicly.
Start here: if the item involves money, a deadline, a record, or a decision, ask which office owns the record and which office owns the next step.
trail pages
- School transfer credit records · course evaluations, transcripts, accepted requirements, loan-transfer history.
- Rental deposit paper trail · security deposits, dorm deposits, utility balances, returned checks.
- Unclaimed property after moving · state-held property, returned checks, old account balances.
- Tax refund window check · IRS/state refunds, school fee refunds, refund timing rules.
- Old job benefits and payroll records · final pay, retirement, benefit records, plan custodian proof.
- Credit report dispute trail · official reports, furnishers, disputes, complaint routes.
- Insurance appeal window records · denial letters, EOBs, claim files, appeal deadlines.
- Student loan servicer transfer history · notices, payment trail, current servicer ownership.
method
what is interinstitutional loss? · receipt method · official route map